Chase

Chase Coupons

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Chase, formerly known as Chase Manhattan Bank and The Bank of The Manhattan Company, was first launched in 1799 . Chase merged with J.P. Morgan & Co in 2000, and that is when they officially changed their name to Chase. This makes it one of the oldest banks in the United States, and it is currently worth over $2.6 trillion. Chase is one of the top four largest banks in the United States! The other three big banks include Bank of America, Citigroup, and Wells Fargo.

Chase offers a variety of financial services, including banking, investing, mortgage loans, auto loans, and much more. You can find Chase at over 5,000 branches all across the United States. There is not a single state without a physical Chase branch. Chase has over 250,000 employees, and operates in over 100 countries. Internationally, Chase offers a wide variety of services as well. Chase does not restrict the services that their international customers are able to use. United States customers are also able to do business with people internationally through Chase without an issue.

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Key facts about Chase

  • Launched in 1799
  • Worth over $2.6 trillion
  • Provides financial services ranging from banking to personal loans
  • Operates in over 100 countries worldwide

 

Save money with a free Chase coupon

Chase is known for being found nationwide. They serve a wide customer base, and offer competitive interest rates on all of their services. You can apply for checking and savings account, credit cards, mortgage loans, car loans, and much more at Chase. Chase checking and savings have reasonable yearly fees, and their interest rates on loans beat the current national average. Although Chase already offers low interest rates on their loans, you can get an even lower APR by using a Chase coupon. Chase coupon codes are specially designed to get your interest rates as low as possible. Simply visit PromoPony, copy the current Chase coupon code, and enter it in when prompted on the loan application. However, if you do not enter in the Chase coupon code when prompted, you will not receive the lowered interest rates.

 

Chase Video

 

How do I place an order with Chase?

As a bank, Chase offers various services that you can take advantage of. You can apply for credit cards, mortgage loans, and auto loans from Chase. For those interested in credit cards, you must first decide which credit card you would like to apply for. Chase currently has 6 personal credit line and two business cards that you may choose from. To start the process, click on “Learn More” next to the credit card that you are interested in. The next page will outline the benefits associated with that credit card. You may qualify for a Chase coupon code as one of the benefits of applying for the card. If the APR, credit limit, and cash back rewards are satisfactory with your expectations, click on “Apply Now” to begin the application process. You will be asked to enter in your name and mailing address. Click “Next” to proceed to your financial data. The webpage will ask you to input your job information, as well as your social security number. Once you have finished entering this information in, click “Next”. Enter in two security questions, and click “Next”. You will have an opportunity to review the information you have entered in. If everything appears correct, click “Submit”. You will hear back regarding your application within 3 - 5 business days. If you qualified for a Chase coupon code, you will hear about the specifics when a customer service representative gets into touch with you.

The process to apply for a mortgage loan is similar to applying for a credit card. However, you will be unable to complete the entire mortgage application process online. You may complete an online order to get prequalified, but you will have to provide additional information before you get fully approved for a mortgage loan. You may also be able to find a Chase coupon code to lower your APR on your mortgage loan. To begin the process of getting prequalified, click “Start Online” on the mortgage webpage. You will be asked basic information, such as what kind of mortgage you are applying for. Click “Continue” to proceed to the next page. When prompted, enter in your personal information and click “Continue”. You will be asked to provide information on the property, and on the loan amount. If you are unsure of the property address or loan amount you need, you can leave this section blank for the time being. Click “Continue”, and enter in your financial information. You will have to report information on where you work, and your social security information. Click “Continue” to proceed to the review page. This will be your last opportunity to review your application before you submit it. If everything appears correct, click “Submit Application”. A customer service representative will scan your application, and contact you within 3 - 5 business days.

To apply for an auto loan, you must first enter in the state that you live in. You will be brought to a page where you must decide whether you are applying for a new auto loan, or applying to refinance an existing application. Choose the option that pertains to you, and complete the application as prompted by the Chase webpage. This application process is very similar to the mortgage and credit card application process. A Chase coupon code for a lower APR may be available for customers who meet the eligibility requirements during the auto loan application process.

 

 How save money with Chase?

Delivery conditions at Chase

Chase does not personally deliver any products, because they are a banking entity. However, if you are approved for a credit card, you will be sent a new credit card in the mail. You may have to wait up to 10 business days to receive your new credit card. The specific process for ordering a new credit card will be made available to you once your credit card application has been approved.

All loan applications through Chase will be processed within 3 - 5 business days. You will hear back regarding the loan decision through either email or physical mail. If you are denied a credit card, mortgage, or car loan, you will receive a letter in the mail with the reason for your denial within 5 - 10 business days. A customer service representative will be unable to disclose your denial reason over the telephone. Similarly, if you qualify for a Chase coupon code, you will also hear back regarding your eligibility within 3 - 5 business days.

 

 

Returns

Chase does not allow any returns on credit card, mortgage, or auto loan applications. You may close a credit card at any time as long as your balance is paid off in full. Mortgage and auto loans must be paid off before they are able to be closed. If you have any concerns regarding a loan through Chase, you are encouraged to contact the Chase customer service department.

 

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Chase customer service

Chase has an extensive customer service department available for their customers. You must go onto the Chase website to find the specific contact information for the department you are trying to reach. Chase has specific contact information for each of the following departments:

  • Credit card
  • Personal banking
  • Auto loan
  • Home equity loan
  • Mortgage loans
  • Investment and retirement planning
  • Chase private client
  • Commercial banking
  • Business banking

If you are unsure of which department you need to contact, you can reach the Chase general customer service by calling 1-800-432-3117. They have customer service representatives available 24 hours a day, and seven days a week. A representative can transfer you to the correct department.

Customers that currently have a Chase banking account may also contact a customer service representative through a secure email server. You must log into your Chase account, and send an email inquiry using their automated form.

Chase does have a FAQ available for customers that are unable to call or email customer support. Their FAQ goes into common questions that Chase representatives handle on a day to day basis, such as inquiries regarding Chase coupon codes. Whatever answers you are unable to find on their FAQ can be answered by a customer service representative.

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Chase coupon 2018

Chase is a reliable and trustworthy bank to use for a number of services. Many customers choose to use Chase for their credit cards, mortgage loans, and auto loans, because they offer competitive APR rates. While other banks may charge high APR rates, Chase gets their customers reasonable percentage rates based on today’s marketplace. While these APR rates are competitively priced, you may qualify for a lower percentage rate by using a Chase coupon code. PromoPony has access to the most current Chase coupon codes. Do not hesitate to go online to PromoPony if you are in the process of applying for a Chase loan. Visit PromoPony to get access to an up to date Chase coupon code for April 2018 here.