PayCheck Direct

PayCheck Direct Coupon

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PayCheck Direct is an exclusive purchasing program that is offered through the employer or any association for both planned and unplanned purchases. The purchasing is interest-free and allows the employee to pay for the purchase over 12 months. PayCheck Direct allows them to stretch their pay check to extract its maximum value as well as plan and manage their finances responsibly. The brand is committed to extend an exclusive experience in the online retail domain to your employees or members. The retail program directed towards employees also help in employee engagement and increased retention. PayCheck Direct is backed by the parent company, Bluestem Brands Inc. that boasts of annual sales of over $2 billion with their burgeoning 16 multi-channel e-commerce retail brands, based in Eden Prairie, Minnesota.. Through PayCheck Direct, members can purchase multiple products including electrical appliances, technology products, furniture and so on. PayCheck Direct Coupons from PromoPony allow employees to enjoy discounted prices across all available product categories.

Key Facts about PayCheck Direct

Key Facts about PayCheck Direct

  • Popular purchasing program that allows employers to offer interest-free retail shopping experience to the employees
  • It is backed by Bluestem Brands Inc. that manages 16 growing multi-channel retail brands.
  • BluestemBrand Inc. has a massive distribution space of 2.6 million square feet spanning across the country.
  • It is a member of a Minnesota Safety Council 


PayCheck Direct Video

Use PromoPony coupons while shopping with PayCheck Direct for better benefits

PayCheck Direct is an innovative concept to enhance employee engagement and retention. PromoPony coupons make it easier for employees by offering different products at discounted prices. Simply apply the promo codes from the coupons to find out how much you can save with each purchase.

What are the different solutions and products at PayCheck Direct?

  • Solutions at PayCheck Direct

PayCheck Direct offers an easy and direct payment solution for making any major purchases to the employees and members. The idea revolves around providing financial wellness benefits to an employee or member without them having to think about high-interest on credit cards or relying on getting loan approvals. Various solutions offered by PayCheck Direct include –

  • Employer

An excellent tool for employee engagement and welfare, the PayCheck Direct allows a simple to implement and low cost solution for Employers. It gives the employee an access to a better life by allowing them to make planned purchases across thousands of valued and celebrated name-brands.

  • Broker or Consultant

The Broker or Consultant Solution allows them to extend the benefits of PayCheck Direct to their clients. It can effectively be deployed as on-boarding, engagement as well as promotional tool to forge strong client relationships and foster business growth.

  • Member Organizations

The member organisations can utilise the PayCheck Direct Solution to effectively engage its member from time-to-time. It is a great low-cost financial wellness tool that not only benefits their members, but also can be useful. This very quality makes it a great differentiator to set the organisations apart from the rest.

  • Consumers

The consumer is the ultimate beneficiary of the low-cost financial wellness tool PayCheck Direct offers. It provides an exclusive access to the huge collection of name-brands at zero interest. The consumers can opt for low, convenient payments panning over 12 months to effectively manage their personal finances. Moreover the payments are directly debited via monthly pay checks hence avoiding the trouble of credit checks, high interest rates or fees etc.

Products from PayCheck Direct

PayCheck Direct gives you an exclusive access to a number of celebrated name-brands across various categories. The broad categories include theDepartments like Home Furniture, Sports Fitness and Outdoor, Fashion, Shoes and Jewellery, Tools and Home Improvement, Baby and Kids, Toys and Video Games, Electronics & Office and Automotive. There are also a number of heavyweight brands featured online to choose from, which is a true delight for any brand savvy person.

How to order from PayCheck Direct?

How to order from PayCheck Direct?

To order from PayCheck Direct one requires a PayCheck Direct Account..The PayCheck Direct account can be created under any of the four solutions offered – Employers, Brokers or Consultants, Member Organisations as well as direct Consumers.

Steps to follow to order on PayCheck Direct and use PromoPony coupons-

Step 1: Login through your PayCheck Direct Account.

Step 2: Use the search dialog box to search a specific product or browse through the various product categories listed under Shop by Department and click the relevant subcategories to browse through various products.

Step 3: Click on the chosen product to view magnified images of the product along with the product details and specifications. The prices will be displayed as per the 26 payments per year plan. One can even opt for a 12 month payment plan as well.

Step 4: Use the Sizing Chart to select the right size and enter the required quantity of the product.

Step 5: Click on “Add to Cart” option.

Step 6: Select the ‘Protect your purchase’ plan prompted by the website to proceed ahead.

Step 7: The summary of the shopping cart will be displayed. The customers can proceed with the checkout process or continue shopping to add more products to the virtual cart.

Step 8: Once the desired products are added to the cart, review the complete summary. Apply PromoPony coupons to enjoy discounts across all types of products.   

Step 9: Apply the zip code to the shipping destination to determine the shipping cost and applicable sales tax for that particular transaction.

Step 10: Click on the Checkout option.

Delivery Options at PayCheck Direct

PayCheck Direct provides the standard shipping for all items and curbside delivery in case of bulky items (which is charged to the cart or order price during checkout). The payment amount is adjusted to include shipping plus taxes accordingly.

  • Standard Shipping:

In the standard shipping method, the package is delivered through UPS and is available throughout the US including APO/FPO addresses, Alaska and Hawaii. The time taken for delivery of products using this method varies between 2 and 8 business days.

  • Curbside delivery:

Curbside delivery is made by appointment for heavy equipments or bulky shipments. The delivery can be scheduled basis one’s own convenience with the freight carrier. A delivery inside the home can be arranged for an extra fee through the freight provider.

PayCheck Direct’s Product Return Policy

Here are some of the important things to remember while returning a product:

PayCheck Direct’s Product Return Policy

  • PayCheck Direct accepts product returns within 90 days from the date of purchase. However electronics like Computers, Camcorders, digital cameras, electronic game systems, tablets, e-readers, air conditioners, heaters, and generators must be returned within 30 days.
  • The product needs to be returned as per the instructions given in the order summary or the invoice received along with the package.
  • Products sold in combo should be returned in same sets. Partial returns are not accepted.
  • Music, Movies, Video Games and Software need to be returned with an intact factory-seal.
  • PayCheck Direct will provide replacements for the exact products for ordered initially.
  • The new product may take 30 days to be delivered for an exchange.
  • The return shipping charges are paid by the PayCheck Direct in case the item or product received was defective or damaged. The customer is liable to pay the return shipping in other cases. There is no re-stocking fee charged
  • In case of a refund, the total balance payable by a customer will decrease, but the monthly or bi-monthly payment remains the same.
  • In case of the credit balance, the refund check for the amount for purchase price less shipping and handling will be mailed to the customer directly.

Customer Service at PayCheck Direct

PayCheck Direct supports their customers with complete all-round information about products, ordering process, discount coupons, order tracking, queries related to payment and fees, shipping, returns, warranties and other policies under the FAQ section of the PayCheck Direct Website. In case you have a specific query or complaint you can get in touch with the customer care in one of the following ways available under Contact Us.

  • Speak to a PayCheck Direct Customer Service representative by calling the toll-free number 1-866-441-9160 anytime between 8AM and 8PM Central Time between Mondayand Friday..
  • Have a real-time chat with an online Customer Service Executive from Monday to Friday between 8AM till 8PM, Central Time.
  • Fill out a template Email stating the contact reason and issue along with other details and a detailed message for a timely reply. A PayCheck Direct team member will respond within 2 business days.
  • Alternatively you can reach them via traditional mail. The mailing address is
  • PayCheck Direct
  • 6250 Ridgewood Road,
  • St. Cloud, MN 563395.

PayCheck Direct Accessibility Policy also ensures that individuals with disabilities can access all the goods, services, privileges offered by the website.

PayCheck Direct coupons

PayCheck Direct coupons 2019

PromoPony coupons are the best way to make a purchase with PayCheck Direct. Use these coupons to buy all types of products by simply apply the promo codes from the coupons. Want to know more about PromoPony coupons? Sign up for our newsletter and we will send you all updates and the best coupons straight into your inbox.